| Account |
Account Snapshot |
Features |
| Installment Loans |
Fast approval with convenient terms. |
- Secured and unsecured options
- Fixed monthly payments
- .25% interest rate discount with automatic payment from a National Bank of Commerce checking or savings account
- Flexible repayment terms
- Credit decision made locally
- Payments can be automatically deducted from an account
|
| Overdraft Protection Lines of Credit |
Peace-of-mind protection with credit decisions made locally. |
- Unsecured
- Automatic payment required from a National Bank of Commerce checking account
- Payment based on percentage of unpaid balance
|
Visa Cards
|
Variety of options
We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. Click on the link below to learn more and apply online.
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Click here to learn more and apply today. |
| Home Equity Loans |
Put the equity in your home to work for you with the benefits of a fixed interest rate and fixed payment. |
- Fixed rate loan
- Fixed payments
- No prepayment penalty
- Flexible loan-to-value ratio
- Minimal closing costs
- Potential tax benefit
- Credit decision made locally
- Consult your tax advisor
|
| Home Equity Line of Credit |
A flexible line of credit that you can draw from when you need it. A new car. Vacation. Home improvement. Education. The possibilities are endless. |
- Variable rate line of credit
- Interest only payments available
- No prepayment penalty
- Minimal closing costs
- Five year draw period
- Potential tax benefit
- Credit decision made locally
- Consult your tax advisor
|
| Fixed Rate Mortgages |
Free prequalification from a trusted community bank; offers the stability and consistency of predictable monthly principal and interest payments for the life of the loan. |
- Flexible repayment terms
- Low closing costs
- Fixed monthly payments
- Automatic payment options available
- Escrow of taxes and insurance option available
- No prepayment penalty
- Owner occupied and non-owner occupied properties (1-4 family dwellings and second homes)
- Credit decision made locally
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